Norton and Holtz Business Solutions

In the first 10 months of the month-to-month service, we collected or saved $16,500 in solving our personal and business legal problems.

• When our oak tree fell in a windy storm, the property insurance company claimed we had a $1,000 deductible policy.  We had always a $250 deductible.  When we complained that there must be a mistake, we made no headway, and announced we would call our attorney.  We called Pre-Paid Legal Services provider attorney firm for our state, and the attorney called the insurance company.  The insurance company called us back and apologized for any misunderstanding and not only reduced the deductible, but completely waived the deductible for the damages caused by the fallen tree.

• Elaine's former employer had gone bankrupt 4 years earlier, while owing her vacation pay.  The claim of $2,600 was listed in the bankruptcy judgment, but correspondence about the case stopped.  She called our Pre-Paid Legal Services provider attorney firm for our state, and the attorney specialized in bankruptcy had her fax the judgement to him to review.  He called back and advised her that the payment was contingent on a property to be sold and the IRS being paid, and instructed her how to find out at the recorder's office if the land was sold.  We did not understand how to interpret the paper filings recorded for that parcel of land, so we had our attorney review those papers.  He saw that the land had been sold and then told Elaine that she could take action by opening the bankruptcy case again and assured us we would win.  We did not want to put up the money for this court action, even though it was at the discount rate for Pre-Paid Legal Members, so we brainstormed with the attorney on how best to talk to the former employer, whom Elaine had had a cordial relationship.  She, afterall, had set up the sales department and evolved the company into international prominence.  The attorney instructed Elaine to remind the former employer every couple of sentences that if she is forced to take action that her attorney is certain she will win, and he would be liable not only for the amount owed, but also for the court and attorney costs, as well as interest.  Elaine called the former employer, and followed our attorney's advice, and it worked.  The former employer at first complained about the IRS collecting funds from him, but then promised to send a check that afternoon.  In 2 days Elaine had the check for $2,600 in hand and deposited it immediately into the checking account.  In looking back, we now see how her former employer could have avoided bankruptcy by having a Pre-Paid Legal Services Business Plan with timely advice and contract review of  the patent that had just expired.  Instead the avoidance of the legal problem and resulting high patent attorney bills brought the company down, causing 80 people to lose their jobs.
  

• When we enrolled in Pre-Paid Legal Services Identity Theft Shield, we received a credit report that would serve as our baseline.  However, Ken discovered a credit card balance of $5,950 that did not belong on his credit report.  He reported the dispute to a licensed investigator with Kroll Background America, that created and services the Identity Theft Shield.  The investigator told him that the the credit reporting agency would send us a amended report within 40 days.  On day 40 the report came with the disputed credit card balance removed. 
  

• A thief tried to charge $500 and then $400 to a department store credit card that was still unactivated.  The store called to verify the transaction which alerted us before a charge could be made.  We called Kroll, our Identity Theft Shield provider, and reported this to the licensed investigator in a 5-minute conversation.  He put a 90-day alert on all 3 credit reporting agencies and did checks on the many national databases to make sure the thief was spreading the harm.  We received no extra charges and did not have to put in the time to contact and file reports with the agencies or numerous databases.

• A client of our consulting business refused to pay the balance of the invoiced services we had provided, wanting instead to turn the balance into equity in his company.  We were not agreeable to this kind of restitution, since the client had proven to be a poor businessman.   Since our Home-Based Business rider to our Pre-Paid Legal Services Family Life Events Plan includes membership in www.GoSmallBiz.com, we used the 3-collection letter system with stepped up urgency, as found on the www.GoSmallBiz.com website, to pursue payment.  After receiving no reply after the third letter, we called our provider attorney firm.  The attorney consulted with us and after we faxed our statement of facts, she wrote a collection letter on the attorney firm letterhead (with the top one-third of the first page listing the law partners), and mailed it to our client.  This finally drew the attention of the client, who made a lame proposal that we could refuse.  We called our attorney and, since we did not feel the investment in a regular civil action was sound given the client's financial situation, she advised us in  the steps to take the matter to the small claims court in our county.  Because of the assistance of the attorney, we felt no stress in preparing for or participating in the trial.  We eventually received a judment of $6,600 in our favor.  The client has been faithful in paying the installment payments to satisfy the court judgment.

• In our business solutions consulting business, Ken often uses www.GoSmallBiz.com as a member to ask questions via email to professionals specialized in business matters.  His last question was on depreciation of certain fixed assets. Within 36 hours, the professional consultant replied via email the answer to the question, complete with reference links for more detailed discussion.  He could have spent time to find this information himself, but instead, he let www.GoSmallBiz.com professionals give him the advice, while he spent his time completing business projects.
  

Click: Pre-Paid Plans     to see the website for the details of benefits in your state, qualification, and quick enrollment for immediate access to professional help.  You do not need to feel alone in facing these issues because of your budget anymore.

   
We personally provide members enrolling throuth us start up guidance for the services, and  Pre-Paid Legal Services, Inc's Customer Care ensure rapid, respectful and proficient attention to your concerns.

     We value your success as our success.
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